36 Years
To financial independence
FIRE at age 66 · Target $1.5M
Success Rate
91.8%
Simulations(49)
| Start Year | FIRE Age | End NW | Avg Stock Mkt | Avg Bond Mkt | Avg Gold Mkt | Avg Cash Mkt | Avg Inflation | Result |
|---|---|---|---|---|---|---|---|---|
| 1928 | 47.5 | $10.0M | 10.4% | 3.2% | 5.4% | 2.5% | 2.7% | Success |
| 1929 | 46.9 | $8.6M | 9.7% | 3.2% | 6.2% | 2.6% | 2.9% | Success |
| 1930 | 50.2 | $17.5M | 10.2% | 3.1% | 8.7% | 2.7% | 3.2% | Success |
| 1931 | 50.5 | $18.4M | 11.3% | 2.9% | 9.0% | 2.9% | 3.5% | Success |
| 1932 | 52.3 | $14.9M | 12.1% | 3.2% | 8.7% | 3.1% | 3.9% | Success |
| 1933 | 52.8 | $9.3M | 12.7% | 3.6% | 8.6% | 3.3% | 4.2% | Success |
| 1934 | 54.7 | $9.3M | 12.1% | 3.7% | 7.7% | 3.5% | 4.2% | Success |
| 1935 | 54.3 | $7.2M | 12.3% | 3.8% | 6.7% | 3.7% | 4.3% | Success |
| 1936 | 55.2 | $8.5M | 12.0% | 4.2% | 6.8% | 3.8% | 4.3% | Success |
| 1937 | 54.8 | $6.8M | 11.7% | 4.6% | 7.2% | 3.9% | 4.3% | Success |
| 1938 | 53.9 | $6.0M | 12.5% | 4.5% | 7.7% | 4.1% | 4.3% | Success |
| 1939 | 58.8 | $5.5M | 12.3% | 4.5% | 7.3% | 4.2% | 4.5% | Success |
| 1940 | 63.0 | $8.2M | 12.9% | 4.8% | 7.3% | 4.4% | 4.6% | Success |
| 1941 | 75.3 | $16.1M | 13.1% | 4.8% | 7.3% | 4.5% | 4.7% | Success |
| 1942 | 60.7 | $9.1M | 13.9% | 5.2% | 7.1% | 4.6% | 4.5% | Success |
| 1943 | 55.6 | $4.7M | 13.7% | 5.3% | 7.0% | 4.7% | 4.4% | Success |
| 1944 | 58.8 | $8.3M | 13.4% | 5.5% | 7.4% | 4.7% | 4.4% | Success |
| 1945 | 70.4 | $20.1M | 13.1% | 5.3% | 7.3% | 4.8% | 4.4% | Success |
| 1946 | 70.3 | $21.0M | 13.1% | 5.7% | 7.3% | 4.9% | 4.4% | Success |
| 1947 | 51.8 | $4.0M | 13.7% | 5.7% | 7.2% | 5.0% | 4.1% | Success |
| 1948 | 49.8 | $5.0M | 14.3% | 5.9% | 6.8% | 5.1% | 4.0% | Success |
| 1949 | 49.8 | $4.5M | 14.7% | 6.1% | 6.7% | 5.2% | 4.0% | Success |
| 1950 | 63.7 | $41.4M | 14.8% | 5.9% | 6.9% | 5.3% | 4.1% | Success |
| 1951 | 62.8 | $36.6M | 14.0% | 6.2% | 6.6% | 5.4% | 4.0% | Success |
| 1952 | 61.7 | $31.6M | 13.3% | 6.3% | 6.6% | 5.4% | 3.9% | Success |
| 1953 | 62.4 | $24.2M | 12.5% | 6.6% | 7.2% | 5.4% | 3.9% | Success |
| 1954 | 62.0 | $24.7M | 13.0% | 6.5% | 7.6% | 5.4% | 4.0% | Success |
| 1955 | 63.9 | $21.9M | 12.2% | 6.5% | 7.6% | 5.4% | 4.0% | Success |
| 1956 | 64.0 | $18.0M | 11.7% | 6.6% | 8.0% | 5.4% | 4.1% | Success |
| 1957 | 64.8 | $19.0M | 11.8% | 6.7% | 8.5% | 5.5% | 4.1% | Success |
| 1958 | 64.8 | $18.5M | 12.1% | 6.8% | 9.1% | 5.5% | 4.1% | Success |
| 1959 | 66.6 | $11.9M | 10.5% | 7.2% | 9.2% | 5.5% | 4.1% | Success |
| 1960 | 66.3 | $11.2M | 10.8% | 7.0% | 9.7% | 5.4% | 4.1% | Success |
| 1961 | 66.5 | $9.8M | 11.1% | 7.0% | 10.2% | 5.4% | 4.1% | Success |
| 1962 | 66.9 | $6.3M | 10.6% | 7.2% | 10.5% | 5.3% | 4.2% | Success |
| 1963 | - | $9.4M | 11.1% | 7.2% | 10.6% | 5.3% | 4.2% | Success |
| 1964 | - | $7.6M | 11.3% | 7.0% | 10.1% | 5.2% | 4.2% | Success |
| 1965 | - | $4.4M | 11.2% | 7.1% | 10.1% | 5.1% | 4.2% | Success |
| 1966 | - | $1.7M | 11.0% | 7.1% | 9.8% | 5.1% | 4.1% | Success |
| 1967 | - | $1.1M | 11.4% | 7.1% | 10.0% | 5.0% | 4.1% | Success |
| 1968 | - | $0 | 11.4% | 7.2% | 10.2% | 4.9% | 4.1% | Failed |
| 1969 | - | $0 | 11.1% | 7.1% | 10.0% | 4.8% | 4.0% | Failed |
| 1970 | - | $894K | 11.9% | 7.4% | 10.3% | 4.7% | 4.0% | Success |
| 1971 | - | $1.7M | 12.2% | 7.3% | 10.9% | 4.6% | 3.9% | Success |
| 1972 | - | $0 | 12.5% | 7.0% | 10.5% | 4.5% | 3.9% | Failed |
| 1973 | - | $0 | 11.7% | 6.6% | 9.6% | 4.5% | 4.0% | Failed |
| 1974 | - | $1.9M | 12.5% | 6.6% | 8.4% | 4.5% | 3.9% | Success |
| 1975 | 76.2 | $8.9M | 13.6% | 6.5% | 7.6% | 4.4% | 3.7% | Success |
| 1976 | 75.0 | $9.6M | 13.2% | 6.6% | 9.4% | 4.4% | 3.6% | Success |
| Average | 60.1 | $11.1M | 12.2% | 5.8% | 8.3% | 4.6% | 4.0% | Summary |